In the Ring: National Bank® World Elite™ Mastercard® versus HSBC World Elite® Mastercard®
According to our Best of Finance methodology, the average Canadian would pocket $1,154 in the first year with the National Bank® World Elite™ MasterCard®, including RATESDOTCA’s cash bonus and National Bank’s welcome bonus. After the first year, cardholders can earn approximately $354 worth of À la carte Rewards points per year.
HSBC World Elite® MasterCard® cardholders can earn $896 in the first year of ownership, while following years would offer roughly $347 in HSBC rewards points. That’s a total of $265 less than the National Bank card in the first and subsequent years.
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Which credit card should you choose?
The National Bank® World Elite™ MasterCard® and the HSBC World Elite® MasterCard® are both advantageous travel rewards cards that add value with every tap or swipe. Each card also offers great travel perks that make your trip even more enjoyable. Choosing between the two can come down to what you spend most of your money on and what travel insurance you require, or whether or not you can qualify for both cards.
The National Bank® World Elite™ MasterCard® offers a better welcome bonus, more valuable redemption reward, more travel insurance coverage, slightly better interest rates, and a higher total first year value.
